Amritsar's trusted loan DSA, without the runaround
Service Mitra gets Amritsar residents personal, home, business and property loans from 50+ banks and NBFCs — matched to your profile, at the best rate you qualify for.
Get a free callback from our loan expert
Share a few details and one of our advisors will call you within 30 minutes with the best rate you qualify for. No cost, no obligation.
Every loan has a story behind it
A new home, a growing business, a family's peace of mind — this is who we work for every day.
The right loan for every need in Amritsar
We match your profile to the right bank — so you get the lowest rate and the fastest approval possible.
Home loan in Amritsar
New home, plot or construction in Amritsar and nearby areas — flexible tenures for every stage of homeownership.
Personal loan in Amritsar
For a wedding, medical need or emergency — no collateral, fast disbursal to Amritsar residents.
Business loan in Amritsar
Working capital, new machinery or expansion for Amritsar businesses — with special options for MSMEs.
Car loan
New or used vehicle financing, up to 90% of the on-road price.
Loan against property
Unlock the value of your property for large expenses, at a lower rate of interest.
Credit card assistance
Free advice on choosing the right card for your credit profile and spending habits.
Education loan
Tuition, hostel and study-abroad costs covered, with repayment starting after your course.
Online / instant loan
Fully digital application and paperless approval — funds credited without a branch visit.
From application to disbursal in 4 steps
Free consultation
Tell us your requirement on WhatsApp or a call, and we'll suggest the right product.
Document pickup
Our team collects your documents from your home or office — no running around.
Bank matching
We compare 50+ partner banks and NBFCs to find you the lowest rate you qualify for.
Approval and disbursal
You hear about your approval first, and the amount is credited straight to your account.
See your instalment before you apply
Adjust the loan amount, interest rate and tenure — your ledger updates instantly, just like a passbook entry.
See where you stand in 10 seconds
Check your eligibility
A quick estimate based on the details you enter. Your actual eligibility is decided by the lender.
What you'll need, based on your profile
A better score means a better rate
A few habits that make the biggest difference to your credit score before you apply.
Never miss an EMI or card due date
Even one missed payment can pull your score down for months. Set up auto-debit so nothing slips.
Keep card usage under 30% of your limit
Maxing out your credit card, even if you repay in full, signals risk to lenders. Spread spending across cards if needed.
Don't apply to multiple lenders at once
Each hard inquiry dents your score slightly. Let us compare lenders for you instead of applying everywhere yourself.
Trust is earned, not asked for
A real agent stands behind every application, following your file through from start to finish.
Transparent fees
No hidden processing charges — every fee is disclosed in writing before you commit.
Fast processing
Initial approval in 24-48 hours on average, with fully digital documentation.
50+ banking partners
Compare rates across multiple banks in one place, then choose the best deal yourself.
A dedicated relationship manager
Your agent stays with you after approval too, for EMI and documentation questions.
Trusted by thousands of customers
I expected a lot of running around for my home loan, but Service Mitra handled everything. Approval came through in 3 days.
I checked with 4 banks for a business loan, and got the lowest rate right here. The whole process felt honest and clear.
The EMI calculator made everything clear before I even applied for my personal loan. No surprise charges at all.
Common questions, answered
Yes. Our office is located at 16/2452, Ajit Nagar, Verka, Batala Road, Amritsar. Our team also does document pickup at your home or office anywhere in Amritsar, so a branch visit usually isn't needed.
No. Our consultation is completely free. Any processing fee is charged by the bank or NBFC directly, and only after your loan is approved — we disclose this upfront in writing.
We do a soft check first to shortlist the right lenders for your profile, which does not affect your score. A hard inquiry only happens once you decide to formally apply with a specific lender.
There's no fee either way. We'll explain why and suggest steps — like improving your CIBIL score or reducing existing EMIs — to strengthen your profile for a future application.
Your details are shared only with the lenders relevant to your loan request, strictly to process your application. We do not sell or share your data for any other purpose.
Yes — we work with lenders who specialise in self-employed and MSME profiles, including those with limited formal documentation.
The right loan for your goals, with the right advice
Talk to our team on WhatsApp or by phone — a free consultation, with no obligation.